Apple is going to release new iOS devices as well as iOS 7 in the next couple of weeks. That could explain why so many retailers are discounting Apple smartphones and tablets. Walmart is offering the iPhone 5 with a contract for as low as $98 (down from $128). Shoppers can pick up an iPad 4 with Retina display for as low as $449. You could even save more if you choose refurbished iPhones and iPads. Let’s not forget that the new iPad will have a faster processor and better hardware components in general. So if you can afford to pay up $499, getting an iPad 5 instead of a cheaper iPad 4 is a much better idea.